PROTECTION
Protecting the people
who matter most.
Protection isn’t just about insurance. It’s about giving you and your
family financial security if life takes an unexpected turn. We’ll help
you understand the options available and recommend cover that’s
tailored to your needs.
✔ Flexible Protection Options
✔ Simple, Straightforward Process
✔ Free Consultation
Protection Essentials
❤️ Life Insurance
Life Insurance can provide a lump sum payment if you pass away during the policy term, helping your loved ones meet financial commitments such as the mortgage.
🩺 Critical Illness Cover
Critical Illness Cover can provide a lump sum if you’re diagnosed with one of the specified medical conditions covered by the policy, helping to ease financial pressure during recovery.
💷 Income Protection
Income Protection can provide a regular monthly income if you’re unable to work due to illness or injury, helping you continue meeting your financial commitments.
🏡 Buildings & Contents Insurance
Buildings Insurance helps protect your property against damage from insured events, while Contents Insurance helps cover the belongings inside your home.
Why Consider Protection?
Buying a home is one of the biggest financial commitments most people will ever make.
While none of us like to think about unexpected events, taking time to consider appropriate protection can help provide financial security for you and those closest to you.
Whether you’re buying your first home, moving house or remortgaging, it’s worth considering how you would continue meeting your mortgage payments if life doesn’t go according to plan.
Understanding Your Options
Everyone’s circumstances are different, which is why there isn’t a single protection solution that suits everyone.
Depending on your circumstances, you may wish to consider one or more of the following protection options:
We’ll explain how each type of protection works, answer your questions and help arrange cover if you decide it’s right for you.
Important Information
We do not provide regulated advice on insurance products.
We’ll explain the options available, provide clear information about the products and help arrange cover where appropriate, allowing you to make an informed decision based on your own circumstances.
What Can Affect the Cost?
Insurance premiums vary from person to person.
Factors that may affect the cost include:
Your Age
Premiums generally increase as you get older.
Smoking Status
Smoking can significantly affect the cost of many protection policies.
Health
our medical history and current health may influence the premium or policy terms offered.
Occupation
Certain occupations may carry a higher level of risk, particularly for Income Protection.
Amount of Cover
The amount you choose to insure and the policy term will affect the monthly premium.
Policy Type
Different types of protection provide different levels of cover, which will influence the cost.
Frequently Asked Questions
Thinking About Protecting Your Mortgage?
Whether you’re buying your first home, remortgaging or moving house, we’ll help you understand the protection options available and arrange suitable cover if you decide it’s right for you.
Explore Related Mortgage Guides
Many of our clients explore more than one mortgage option before deciding what’s right for them. Here are some related guides that may also be useful.