Buying a Home

Wondering how much you could borrow for a mortgage? We explain how lenders assess affordability, the factors that can affect your borrowing and why the answer isn’t simply based on your salary.

Wondering how much deposit you need to buy a home? We explain how mortgage deposits work, what different deposit sizes can mean for your options and what to consider when saving for your first home.

Buying your first home? Our straightforward guide takes you through the mortgage process from working out your budget and deposit to application, exchange and completion.